Last Updated: January 6, 2026
Welcome to JP Insurance Services LLC. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully before proceeding.
By accessing, browsing, or using the JP Insurance Services LLC website and related services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our services.
We reserve the right to modify these terms at any time. Your continued use of our services after any changes indicates your acceptance of the new terms.
You must be at least 18 years old and a resident of the United States to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.
If you are accessing our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these terms.
JP Insurance Services LLC provides insurance brokerage services, connecting clients with insurance coverage options including Auto Insurance, Home Insurance, Health Insurance, Life Insurance, Medicare Insurance, and Final Expense coverage.
We act as an independent insurance broker. We are not an insurance company and do not underwrite insurance policies. All insurance policies are issued by licensed insurance carriers, and coverage terms are subject to the specific policy documents provided by those carriers.
The information provided on our website is for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult with appropriate professionals before making any insurance decisions.
When using our services, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree not to use our services for any unlawful purpose or in any way that could damage, disable, or impair our website or interfere with any other party's use of our services.
You must not attempt to gain unauthorized access to any portion of our website, other accounts, computer systems, or networks connected to our services through hacking, password mining, or any other means.
Insurance quotes provided through our services are estimates based on the information you provide. Actual coverage and pricing are subject to underwriting approval by the insurance carrier and may differ from initial quotes.
No coverage is in effect until you receive written confirmation from the insurance carrier and all required premiums have been paid. We are not responsible for any claims or losses that occur before coverage is officially in effect.
All coverage terms, conditions, exclusions, and limitations are governed by the insurance policy issued by the carrier. You are responsible for reviewing all policy documents carefully.
All content on the JP Insurance Services LLC website, including text, graphics, logos, images, and software, is the property of JP Insurance Services LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from our website without our express written permission.
To the fullest extent permitted by law, JP Insurance Services LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount of fees you paid to us in the twelve months preceding the claim.
We make no warranties or representations about the accuracy or completeness of the content on our website and assume no liability for any errors or omissions.
You agree to indemnify, defend, and hold harmless JP Insurance Services LLC and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising from your use of our services, your violation of these terms, or your violation of any rights of another party.
Any dispute arising out of or relating to these Terms of Service or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court. The arbitration will be conducted in California, and judgment on the arbitration award may be entered in any court with jurisdiction.
You agree to waive any right to a jury trial or to participate in a class action lawsuit.
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these terms.
Upon termination, your right to use our services will immediately cease. All provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
If you have any questions about these Terms of Service, please contact us:
JP Insurance Services LLC
1370 Valley Vista Drive, Diamond Bar, CA 91765
Phone: +1 (669) 303-8356
Email: [email protected]